Student Loan Repayment Calculator UK - Estimate Your Monthly Payment

£

LoanCalc UK

Student Finance England

🇬🇧 England & Wales

Comprehensive Repayment Analysis

UK Student Loan
Repayment Calculator

Accurately project your repayments, total interest, and write-off date across all UK student loan plans.

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Loan Details

Your student finance information

Course Start Year ?

Graduation Year

Loan Plan ? Plan 1 — Started before 1 Sept 2012 (England/Wales) or Scotland/NI Plan 2 — Started on/after 1 Sept 2012 (England/Wales) Plan 4 — Scotland (started on/after 1 Sept 1998) Plan 5 — Started on/after 1 Aug 2023 (England) Postgraduate Loan (Masters / Doctoral)

Total Loan Balance ?

£

Income & Growth

Current Annual Salary ?

£

Salary Growth Rate ? 3.5%

Economic Assumptions

RPI Rate ? 3.4%

RPI + 3% ? 6.4%

Earnings Growth (Threshold) ? 4.0%

Plan Thresholds

Repayment Threshold

£

Upper Threshold ?

£

Overpayment (monthly) ?

£

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Results will appear here

Fill in your details and click Calculate Repayment to see your full projection.

This calculator is for illustrative purposes only and should not be used as financial advice. Figures are projections based on the assumptions entered. Actual repayments may differ. For official guidance visit gov.uk/repay-your-student-loan or studentloanrepayment.co.uk.

Thresholds and rates accurate as of 2024/25 tax year · Plans 1, 2, 4, 5 & Postgraduate covered